Medical Insurance
That is by your side when you retire!

Get the right Medicare for you when you retire. Schedule a call with our helpful agents today!

Call us today +254 0703 071 111

Medical Insurance
That is by your side when you retire!

Get the right Medicare for you when you retire. Schedule a call with our helpful agents today!

Call us today
+254 0703 071 111

What is Suluhu Umbrella Scheme ?

Suluhu Umbrella Scheme allows you to enjoy medical cover in your retirement

Dubbed the Suluhu Umbrella Scheme, it is the first one in the Kenyan market to allow members to port their medical cover through their pension and income draw down in one platform. 

Under the scheme, a member can contribute both for retirement and a medical plan, and on attaining the retirement age, the funds for retirement will be utilized to secure a retirement benefit while the medical fund caters for their medical cover fully on retirement. The scheme aims to allow members to port their benefits from any plan they have into their retirement on the same terms as they had before.

Key Benefits

Registered under the Retirement Benefits Authority (RBA) and Kenya Revenue Authority (KRA), the Suluhu Umbrella Scheme offers a number of benefits to organizations and individuals: 

Tax exempt contributions

Attractive returns

Accessibility (through SMS and online)

Simplified management

Cost efficiency

Availability to various employers

“Studies show that 60% of an individual’s medical costs are incurred during retirement age”

FAQ

Most frequently asked questions and their answers

SULUHU accepts funds for retirement savings from individuals as well as bulk transfers from group entities/organisations. The scheme will also accept transfers for the purpose of post-retirement medical savings. Finally, retirees with lump sum amounts for income draw-down investment are welcome to transfer in too.

The unique feature of SULUHU which is an innovation of Liaison is that it will allow members to make their choice of medical facilities and providers that they would wish to use. Applicants are encouraged to discuss with the consultants at Liaison for tailor-made experience.

The best estimate is the one that results in a pension that replaces your current income at least by 75%. For medical cover, SULUHU aims to replace the equivalent of your current limits or whatever is affordable to you given your income at retirement. Liaison will model for members the exact amounts on request..

There are three scenarios. Retirement benefits can be accessed before age of 50 years under special terms and conditions. They are also entitled to be paid at any point after the age of 50 years onwards. Benefits accrued under savings for post-retirement medical cover however are restricted in terms of cash pay-out, but can be transferred or otherwise used to cater for medical costs.

You can start right away! Leave us your contact details and our representatives will call you with further details.

Our service providers

Suluhu Umbrella Scheme

Hear from people like you

Being one of the many people seeking early retirement, this was a no brainer. The team at Liaison were so helpful in getting me on boarded and Im able to access my accounts while on the move.

Emma Kitololo

As a business man, I like the flexibility the scheme offers. I can always adjust my plan as I see fit right on my phone!

Rafael Onyango

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